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2026年3月LPR已公布!维持不变!郑州目前房贷利率→

  • 2026-03-28 02:01:53
2026年3月LPR已公布!维持不变!郑州目前房贷利率→

小伙伴们注意

前不久2026年3月份的LPR公布

与上月水平持平

1年期LPR为3.0%

5年期以上LPR为3.5%

小编还为大家整理了

郑州目前的房贷利率

快来一起看看吧

👇👇👇

3月份LPR公布

图源：中国人民银行

✅3月份LPR

中国人民银行授权全国银行间同业拆借中心公布，2026年3月20日贷款市场报价利率（LPR）为：1年期LPR为3.0%，5年期以上LPR为3.5%。以上LPR在下一次发布LPR之前有效。

原文链接：中国人民银行

https://www.pbc.gov.cn/zhengcehuobisi/125207/125213/125440/3876551/2026032008304337760/index.html

郑州目前房贷利率

✅郑州个人住房商贷利率

首套房和二套房商业性贷款首付款比例15%

首套房商贷利率3%

（实际情况以银行为准）

✅个人住房公积金贷款利率

  • 5年以下（含5年）和5年以上首套个人住房公积金贷款利率为2.1%和2.6%

  • 5年以下（含5年）和5年以上第二套个人住房公积金贷款利率为不低于2.525%和3.075%

5年以下（含5年）
5年以上
首套房
2.1%
2.6%
二套房
2.525%
3.075%

✅存量房公积金贷款利率

本文中的存量房贷款，是指2025年5月8日前已发放的住房公积金个人住房贷款（已于2026年1月1日调整）

  • 5年以下（含5年）和5年以上首套个人住房公积金贷款利率分别为2.1%和2.6%

  • 5年以下（含5年）和5年以上第二套个人住房公积金贷款利率分别为不低于2.525%和3.075%

已买房或者即将买房

的小伙伴如果想做一下贷款测算

可以使用咱们的房贷计算器

来获取参考月还款额

郑州房贷计算器

长按识别下方二维码

进入【郑州本地宝】公众号

发送【房贷】即可获得

进入后选择对应计算器，这里以【本地宝房贷计算器】为例：

更多办事内容

尽在郑州本地宝【办事全攻略】

社保公积金、补贴消费券

这里统统都有

*长按识别下方二维码即可获取

↓↓↓

-END-

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  1. CONNECT:[ UseTime:0.000900s ] mysql:host=127.0.0.1;port=3306;dbname=i460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001484s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000712s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000666s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001310s ]
  6. SELECT * FROM `set` [ RunTime:0.000587s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001485s ]
  8. SELECT * FROM `article` WHERE `id` = 504102 LIMIT 1 [ RunTime:0.001112s ]
  9. UPDATE `article` SET `lasttime` = 1774730915 WHERE `id` = 504102 [ RunTime:0.001503s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.001503s ]
  11. SELECT * FROM `article` WHERE `id` < 504102 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.002216s ]
  12. SELECT * FROM `article` WHERE `id` > 504102 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001268s ]
  13. SELECT * FROM `article` WHERE `id` < 504102 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002785s ]
  14. SELECT * FROM `article` WHERE `id` < 504102 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002510s ]
  15. SELECT * FROM `article` WHERE `id` < 504102 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002536s ]
0.189799s